Skip to content
  1. Do it online
  2. Login
  3. Have your say
  4. My Durham

Pension information - deferred members


The information on this page relates to any Active member who has ceased contributing to the Local Government Pension Scheme before Pension benefits are due to be paid. These are classified as deferred members.

Benefit Statements

Members will receive a Deferred Benefits statement annually showing details of the current value of their deferred benefits as increased by Consumer Price Index (CPI). These statements will be issued in April after pension increase has been applied.

Top of page

Transferring your pension benefits to another scheme

Members can elect to transfer their benefits to any other pension scheme to which they are contributing as long as the new scheme is willing to accept the transfer. If you wish to look into transferring your benefits you should inform your new provider who will in turn contact the Durham County Council Pension Fund asking for a transfer value of your benefits. Upon receipt of the transfer value your new provider will let you know what the benefits are worth in their scheme.

Top of page

Retirement

For members who left the LGPS before 31 March 2014:

Retirement from age 60

Normal retirement age is age 65 for all members but with the right to take pension from age 60. If benefits are taken before age 65 they will be reduced to account for early payment but there are certain protections for members who joined the LGPS before 1 October 2006

Retirement after age 65

Benefits taken after age 65 will be increased by a factor to account for late payment

Retirement between age 55 and 60

The earliest retirement age is age 55, retirement before age 60 needs your former employer's permission and your benefits may be reduced.

For members who left the LGPS after 31 March 2014:

Retirement from age 55

Normal pension age is linked to your State Pension age (but with a minimum of age 65). You can choose to draw your pension from age 55. You do not need your ex-employer's consent to draw your pension before your normal pension age. Your pension is normally reduced if it is paid before your Normal pension age. If you built up pension in the LGPS before 1 April 2014 then protections are in place for the normal pension age that applies to those benefits. In addition you may have Rule of 85 protections which may mean that you will not suffer an actuarial reduction to some or all of your benefits. This protection applies in different ways depending on whether you claim your pension before or after age 60.

Retirement after normal pension age

Benefits taken after normal pension age will be increased by a factor to account for late payment

Ill Health Retirement

For members who left the LGPS before 31 March 2008

Pension paid at any age, without reduction, if you are no longer capable of performing the duties of your old job. You should contact your former employer to arrange a medical if this applies to you.

For members who left the LGPS after 1 April 2008

Pension paid at any age, without reduction, if you are unlikely to be capable of gainful employment within 3 years, or before normal pension age if sooner. You should contact your former employer to arrange a medical if this applies to you.

Benefits taken after normal pension age will be increased by a factor to account for late payment 

Top of page

Death Benefits

Death Grant

If you have not already made your wishes known, or you wish to update / change a previous expression of wish. To do so you will need to complete a new form. Request one by contacting us. The form is also available to download from the Durham County Council web site at durham.gov.uk in the LGPS Forms and Guides section.

On death, if a member was an active member of the LGPS (with Durham CC Pension Fund or any other fund) and died in service the death grant payable will be the higher of the death in service lump sum or the combined total of any deferred pensions or pensions already in payment.

For members who left the fund before 1 April 2008

The lump sum death grant is the current value of the deferred retirement lump sum.

For members who left the fund on or after 1 April 2008

The lump sum death grant is five times the preserved annual pension.

Survivors' Pensions

A survivor's pension may be due to your husband, wife, civil partner or cohabiting partner. Eligibility is dependent on your dates of membership and when the relationship commenced. A child's pension is due to any eligible child. 

Top of page

Newsletter

The pension newsletters are issued to deferred members on an ad hoc basis.

Top of page

Change of details

How do I change my address and name?

Please notify us in writing of any changes to your address or name. Please quote your National Insurance number on all correspondence and send it to us (see contact details)..

How do I change my beneficiaries?

To change your nomination for any death grant payable, please complete a "Expression of Wish" form. The form is also available to download from the Durham County Council website at durham.gov.uk in the LGPS Forms and Guides section.

Top of page

Contact us
Durham County Council Pension Fund
03000 264 322
Our address is:
  • Resources
  • County Hall
  • Durham
  • County Durham
  • United Kingdom
  • DH1 5UL
Share this page on Facebook Share this page on Twitter Print this page